Lobato was born in Lisbon in 1987. Her family were in to the sport of sailing and by the age of eight she was on a boat.[1] She used an Optimist dinghy and she competed in the under 16 category before she moved on to larger boats. Match racing became her speciality but she had sailed on the Olympic sailing classes of 470 dinghies, 49erFX, and Nacra 17.[1]
In 2021 she won The Ocean Race Europe with the Mirpuri Foundation Racing Team on a Volvo Ocean 65 yacht.[5] In The Ocean Race in 2023 she reached fourth place in the IMOCA 60Biotherm skippered by Paul Meilhat.[6] She and the rest of the crew of Biotherm completed their journey in Genoa. Paul Meilhat's finishing crew were Lobato, Marie Riou and Alan Roberts. The boat had its own reporter and she travelled with them. The voyage had taken six months and over a hundred days of sailing in seven legs.[7]
In 2023 she joined Meilhat for the double-handed Transat Jacques Vabrerace across the Atlantic on the same yacht, which they had to abandon. She is the first sailor from Portugal to take part in the race.[8]