Rich was laid down on 27 March 1943 at the Defoe Shipbuilding Company, Bay City, Michigan, the third destroyer escort to be built at that yard. She was launched on 22 June 1943, sponsored by Mrs. Ralph McMaster Rich, widow of Lt. Rich. Builder's trials before her pre-commissioning cruise were done in Lake Huron.
Following shakedown off Bermuda, Rich was primarily engaged in coastal escort and patrol duty with Escort Division 19 (CortDiv 19) until the end of February 1944. At this time, CortDiv 19 consisted of the destroyer escorts Rich, Bull, Bunch, Bates, Amesbury, and Blessman. Then assigned to trans-Atlantic escort work, she completed three round-trip crossings by May. On 10 May 1944, Rich departed New York City in escort of a convoy to Britain in what would be her last transit of the North Atlantic.
Delayed by weather for 24 hours, the "U" force sailed for France on 5 June, with Rich and her sister ship Bates in the screen of the bombardment group of Task Force 125 (TF 125), which consisted of the battleship Nevada and the heavy cruisersQuincy (CA-71), Tuscaloosa, and HMS Black Prince. From 6–8 June, she screened the heavier units as they supplied gunfire support for the troops landed on Utah Beach to the northwest of the Carentan Estuary. On 6 June, Rich laid down a smoke screen which foiled an attack by GermanE-Boat.
Soon after 08:45 on 8 June, she was ordered by the Commander of Task Group 125.8 (TG 125.8) aboard Tuscaloosa to Fire Support Area 3 to assist the destroyerGlennon which had struck a mine northwest of the Saint-Marcouf Islands. Rich proceeded at full speed to the area, and then followed in the wake of two minesweepers to the immediate area of the Glennon. Closing Glennon, Rich dispatched a whaleboat, only to learn that her assistance was not needed at that point. Rich then started to round the disabled ship and take up station ahead of the minesweeper which had taken Glennon in tow. She moved at slow speed, with extra hands on the lookout for enemy planes and mines.
Sinking
At approximately 09:20, when Rich was about 300 yd (270 m) from the minesweeper
Staff, which was in the process of taking Glennon in tow, a mine exploded 50 yd (46 m) off Rich's starboardbeam. This tripped circuit breakers, knocked out the ship's lighting, shook up the ship hard, and knocked sailors off their feet, but caused no structural damage. Within a minute, the engine room reported that they were "ready to answer all bells". Three minutes later, a second mine went off directly under the ship. Approximately 50 ft (15 m) of her stern was blown off, from frame 130 aft, just aft of the 1.1 in (28 mm) mount in 'X' position. Even though the blown-off stern section caught fire, survivors clung to her wreckage, and it sank shortly afterward. There was a 3 ft (0.91 m) sag in the main deck, and two torpedoes ran hot in their tubes. A third mine – another influence mine – exploded below the ice machine room forward, delivering the final blow two minutes later. The forward section was totally wrecked, the flying bridge demolished, and forward fire room severely damaged, and the mast came crashing down. Life rafts were ordered cut loose, and Rich was ordered abandoned. Several PT boats in a squadron commanded by Lt. Cdr. John D. Bulkeley came alongside Rich to take off personnel. All this time, they were being shelled by German shore batteries. A few minutes later, she sank in about 40 ft (12 m) of water at 49°31′N1°10.6′W / 49.517°N 1.1767°W / 49.517; -1.1767. Of her crew, 27 were killed, 73 were wounded, and 64 were missing; in all, 91 were killed outright or died of wounds following their rescue. Rich was the only American destroyer escort lost in the invasion force. Lt. Cdr. Edward A. Michel Jr. – who suffered a broken leg – was awarded the Navy Cross for extraordinary heroism in the incident.
After the Normandy beachhead was no longer being actively used, machinery, guns, ammunition, and other equipment was salvaged from the wreck. After the war, the wreck was thoroughly stripped by scavengers. A few of her artifacts are on display at the Normandy D-Day Museum. One of her propellers is also on display in front of the museum.