Cesce

Cesce (short for Compañía Española de Seguros de Crédito a la Exportación) is a company that manages commercial risk. It operates in nine countries. It is

Cesce (short for Compañía Española de Seguros de Crédito a la Exportación) is a company that manages commercial risk. It operates in nine countries. It is the fourth largest company of its kind in the world, and the second largest in Spain, in credit insurance and guarantee insurance. It has 140,000 customers, 1.13 million active risk limits, 24 sales offices, 100 agents, and 1,462 employees. Cesce is a member of UNESPA, the Berne Union, ICISA, ALASECE, and APFPASA. It also owns Informa, a company that provides financial and business information.[1]

Besides Spain, Cesce is present in Portugal, Brazil, Chile, Colombia, Mexico, and Peru, through a company called CIAC, in which Cesce is the main shareholder, owning 63.12% of it.[2]

History

Cesce was set up in 1971 as a company with mixed ownership, where the State held the majority of shares, along with the main Spanish financial institutions and some private insurance companies. It began operating in 1972.

On 13 July 2012, the Minister of Economy, Luis de Guindos, announced that the company would be privatized. On 14 September 2012, this was approved through Royal Decree-Law 20/2012, which removed the earlier legal rule requiring the State to always hold a majority of the company's shares.[3]

In January 2013, the SEPI (the Spanish state holding company) chose PricewaterhouseCoopers and Pérez Llorca Abogados as, respectively, the financial and legal advisors for the privatization process.[4]

On 20 September 2013, the Council of Ministers approved a draft bill called the "Law on State Coverage of Risks from the Internationalization of Businesses." This law created the role of "Managing Agent", the body chosen by the State to handle certain risks connected to Spanish companies doing business abroad. The bill said Cesce would act as this Managing Agent for 7 years, which could be extended to 10.[5] It also said that this Managing Agent could not act as the export credit agency (ECA) for any other country.[6]

Finally, on 4 April 2014, Congress approved the privatization, and on 23 April, Law 8/2014 (about State coverage of risks from the internationalization of the Spanish economy) was published. It came into force on 23 July. However, in June 2015, the privatization process was put on hold indefinitely.[7]

References

  1. "Información de empresas - Informa D&B". www.informa.es. Retrieved 2026-08-12.
  2. expansion.com; expansion.com (2014-05-28). "Santander y BBVA ceden peso a Cesce en su hólding internacional". Expansion (in Spanish). Retrieved 2026-08-12.
  3. Ideal. "El Gobierno aprueba el inicio de la privatización de CESCE. Granada - Ideal". www.ideal.es. Retrieved 2026-08-12.
  4. elEconomista.es (2013-01-22). "Economía.- PwC y Pérez Llorca serán los asesores financiero y jurídico de SEPI en el proceso de privatización de CESCE". elEconomista.es (in Spanish). Retrieved 2026-08-12.
  5. elEconomista.es. "Economía.- El Gobierno aprueba el anteproyecto de Ley que avanza en la privatización del Cesce - elEconomista.es" (in Spanish). Retrieved 2026-08-12.
  6. Press, Europa (2013-10-02). "El gestor privado de los seguros a la internacionalización no podrá prestar el mismo servicio para otro país". www.europapress.es. Retrieved 2026-08-12.
  7. León, Diario de. "El Gobierno aparca ?sine die? la privatización de la aseguradora Cesce". Diario de León (in Spanish). Retrieved 2026-08-12.

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