Jack Friar is a police detective who, while doing a friend a favor and searching for a runaway teenager on Turk Street, stumbles upon a bizarre band of criminals about to pull off a bank robbery. Jack finds himself being held hostage while the criminals decide what to do with him, and the leader's beautiful girlfriend Erin is left alone to watch Jack.
Erin, who is a master manipulator of the men in the gang, reveals another side to Jack – a melancholy romantic who could have been a classical cellist. She finds Jack's captivity an irresistible turn-on and he cannot figure out if she is being honest or if she is manipulating him as well. Before the gang returns, Jack and Erin's connection intensifies, leaving the fate of the money in question.
