Karen Ruth Ferguson (born Willner; February 17, 1941 – December 23, 2021) was an American workers' rights advocate. She was the founder and leader of the Pension Rights Center.[1][2]
Early life and education
Karen Ruth Willner was born on February 17, 1941, in Manhattan, New York, to Dorothy (Kunin) and Sidney Willner.[1] She received a degree in philosophy from Bryn Mawr College in 1962 and graduated from Harvard Law School in 1965.[1]
Career
In the early 1970s, Ferguson worked with a group of young lawyers led by consumer advocate Ralph Nader known as Nader’s Raiders.[3][4] Nader would try to get his "raiders" interested in different subject areas, but he could only find Ferguson who wanted to take an interest in pensions.[1]
With the money from Nader, Ferguson founded the Pension Rights Center in 1976. Nader later contributed another $30,000.[1] The center is a nonprofit consumer advocacy organization established to protect the pensions of retirees.[5]
The center acts as a legal clearinghouse, referring citizens with potential litigation to lawyers.[6]
Ferguson helped draft and pass the Retirement Equity Act of 1984 which strengthened the position of a pensioner's partner. Partners had a legal right to benefits after the death of the pensioner and these rights could not easily be waived away.[1]
She was known for being involved in all aspects of American pension law at the time[1] and this included helping to draft and pass the Butch Lewis Act. The bill, part of the American Rescue Plan Act, created a federal assistance program for failing multiemployer pension funds.[1][7]
Personal life
Karen married John H. Ferguson after meeting him in law school. Together, they had a son.[1]
She died of colon cancer on December 23, 2021, in Washington, D.C.[1]
Books
with Kate Blackwell The Pension Book: What You Need to Know to Prepare for Retirement (Arcade Publishing, distributed by Little, Brown, 1995)
with Kate Blackwell Pensions in Crisis: Why the System is Failing America and How You Can Protect Your Future (Arcade Publishing, distributed by Little, Brown, 1995)