Draft:Roopya

Submission declined on 6 May 2026 by Spiderone (talk). This draft provides insufficient context for those unfamiliar with the subject. Please see the guide to writing better articles for how to improve your writing. If you would like to continue working on the submission, click on the "Edit" tab at the top of the window. If you have not resolved the issues listed above, your draft will be declined again and potentially deleted. If you need extra help, please ask us a question at the AfC Help Desk or get live help from experienced editors. Please do not remove reviewer comments or this notice until the submission is accepted. Where to get help If you need help editing or submitting your draft, please ask us a question at the AfC Help Desk or get live help from experienced editors. These venues are only for help with editing and the submission process, not to get reviews. If you need feedback on your draft, or if the review is taking a lot of time, you can try asking for help on the talk page of a relevant WikiProject. Some WikiProjects are more active than others so a speedy reply is not guaranteed. How to improve a draft Wikipedia:Contributing to Wikipedia – a basic overview on how to edit Wikipedia. Help:Wikitext – how to use the markup Help:Referencing for beginners – how to include references Wikipedia:Article development – how to develop your article Wikipedia:Writing better articles – how to improve your article Wikipedia:Verifiability – make sure your article includes reliable third-party sources You can also browse Wikipedia:Featured articles and Wikipedia:Good articles to find examples of Wikipedia's best writing on topics similar to your proposed article. Improving your odds of a speedy review To improve your odds of a faster review, tag your draft with relevant WikiProject tags using the button below. This will let reviewers know a new draft has been submitted in their area of interest. For instance, if you wrote about a female astronomer, you would want to add the Biography, Astronomy, and Women scientists tags. Add tags to your draft Editor resources Easy tools: Citation bot (help) | Advanced: Fix bare URLs Declined by Spiderone 3 months ago. Last edited by Anomalocaris 23 days ago. Reviewer: Inform author. Resubmit Please note that if the issues are not fixed, the draft will be declined again.

Roopya is an Indian financial technology (fintech) company that provides digital lending software solutions for Non-Banking Financial Companies (NBFCs), banks, and other financial institutions. The company offers a software-as-a-service (SaaS) platform designed to manage the end-to-end lifecycle of lending, including loan origination, underwriting, disbursement, servicing, and collections.

Roopya develops digital infrastructure for lending institutions by integrating Loan Origination Systems (LOS) and Loan Management Systems (LMS) into a unified platform. The system is designed to automate key processes such as borrower onboarding, credit assessment, approval workflows, and repayment tracking.

The platform supports configurable workflows and application programming interface (API) integrations, enabling financial institutions to deploy customized loan products and connect with third-party services such as credit bureaus, payment gateways, and identity verification systems.

Roopya was founded by Sudipta Kumar Ghosh and Raman Vig. The company operates in India, with a presence in cities such as Kolkata and Gurugram.

In 2026, Roopya raised ₹4 crore in a seed funding round led by Inflection Point Ventures. The funding was aimed at expanding its technology infrastructure and scaling its digital lending platform.

Roopya offers a suite of software solutions for digital lending:

A platform that manages the initial stages of the lending process, including customer onboarding, document verification, credit evaluation, and loan approval.

A system used for post-disbursement activities such as repayment scheduling, interest calculation, collections management, and customer servicing.

A no-code SaaS solution that enables financial institutions to build and launch digital lending products such as installment-based loans, point-of-sale financing, and Buy Now, Pay Later (BNPL) services.

Integrated modules that support regulatory compliance requirements, including Know Your Customer (KYC) and Anti-Money Laundering (AML) processes.

Roopya’s platform incorporates automation and data-driven decision-making tools to support lending operations. It may include the use of artificial intelligence (AI) and machine learning (ML) technologies for credit scoring, fraud detection, and risk assessment.

The system is designed to integrate with external financial infrastructure and operate in accordance with regulatory frameworks established by financial authorities such as the Reserve Bank of India (RBI).

Roopya provides lending technology solutions to NBFCs, fintech companies, and financial institutions in India. The platform enables digital loan processing and supports multiple lending use cases, including consumer loans and embedded finance.

Reports indicate that the platform has facilitated loan processing across multiple regions in India and supports integrations for point-of-sale lending and digital credit distribution.

2026 – Raised ₹4 crore in a seed funding round led by Inflection Point Ventures.

Roopya operates within the digital lending segment of the fintech industry. The adoption of digital lending platforms has increased in India due to the need for faster loan processing, improved customer experience, and enhanced regulatory compliance.

Such platforms are used by financial institutions to replace legacy systems with cloud-based infrastructure, enabling automation and scalability in lending operations.

• Digital lending
• Financial technology
• Loan origination system
• Loan management system
• Non-banking financial company -->

Category:Financial technology companies of India Category:Software companies of India Category:Companies based in Kolkata Category:Companies established in 2026 Category:Finance