Draft:Ergo Next Insurance
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Submission declined on 10 August 2026 by Mmemaigret (talk).
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Submission declined on 8 May 2026 by Robert McClenon (talk). This draft's references do not show that the subject meets Wikipedia's criteria for inclusion for organizations and companies. The draft requires multiple published secondary sources that:
Declined by Robert McClenon 3 months ago.
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Comment: Wikipedia is not a company directory; it's an encyclopedia and this is not written like an encyclopedic article. Refer WP:42, WP:NCORP, WP:WWIN and WP:CORPTRIV. Mme Maigret (talk) 09:25, 10 August 2026 (UTC)
- Comment: This draft is written from the viewpoint of the company, focusing on what the company says about itself. Corporate notability is based on what independent reliable sources have written about the subject.Not every business corporation is notable, and this draft does not establish corporate notability. You may ask for advice about corporate notability at the Teahouse. Robert McClenon (talk) 17:54, 8 May 2026 (UTC)
| Type | Subsidiary |
|---|---|
| Industry | Insurance |
| Founded | 2016 |
| Headquarters | |
Key people | Guy Goldstein (CEO) |
Number of employees | 800 (2025) |
| Website | nextinsurance |
Ergo Next Insurance (formerly Next Insurance) is a U.S.-based insurtech company specializing in insurance for small and medium-sized businesses. Founded in 2016 and headquartered in Palo Alto, California, the company developed a digital insurance platform focused on small businesses in the United States and was acquired in 2025 by Ergo Group, a subsidiary of Munich Re. The company was subsequently rebranded as Ergo Next Insurance.
Ergo Next Insurance offers insurance products for small businesses, including general liability, professional liability and workers’ compensation insurance. Products are distributed through an online platform. The company operates a proprietary digital platform that enables automated underwriting and data-driven pricing. At the time of its acquisition by Ergo in 2025, Next Insurance served approximately 600,000 small business customers.[1]
In their report “The world’s top fintech companies 2026”, CNBC and Statista listed Ergo Next Insurance among the 55 most important insurtech companies globally.[2]
In 2025, rating agency AM Best rated the company’s financial strength as A+(Superior).[3]
History
The company was founded as Next Insurance in 2016 in Palo Alto by Guy Goldstein, Alon Huri, and Nissim Tapiro. By 2019, after several rounds of funding, the company’s valuation exceeded 1 billion USD. Early backers of Next Insurance included CapitalG, the growth equity fund of Google’s parent company Alphabet Inc.[4] [5][6]
During the 2020 COVID-19 pandemic, Next Insurance reduced premiums by 25% for many customers. The company also canceled its planned first television advertising campaign and instead redirected its advertising budget to hire 50 small business owners.[7]
In 2021, the company expanded its operations through the acquisition of the digital insurance agency AP Intego.[8]
In 2022, Next Insurance laid off 17% of its workforce. This came less than a year after the company raised $250 million at a $4 billion valuation.[9]
In 2024, CNBC included Next Insurance in its list of “The world’s top 150 insurtech companies”.[10]
In 2025, Next Insurance was acquired by Ergo Group for 2.6 billion USD. Ergo had previously held a minority stake of approximately 29% and now became the sole owner. Analysts and media reports described the acquisition as part of Munich Re’s strategy to expand its presence in the U.S. primary insurance market and to strengthen its digital capabilities in the small business segment.[11] [12]
In 2026, the company was rebranded as Ergo Next Insurance.[13] Following the rebranding, the company became a main sponsor of Major League Soccer club Inter Miami CF under its new name. [14][15][16]
References
- ^ Sims, Tom; Hübner, Alexander (March 20, 2025). "Germany's Munich Re to buy $2,6 billion Next Insurance". Reuters. Retrieved July 31, 2026.
- ^ Lockwood, Tasmin (July 22, 2026). "The world's top fintech companies 2026". CNBC. Retrieved July 31, 2026.
- ^ "AM Best Removes From Under Review With Positive Implications and Upgrades Credit Ratings of Next Insurance US Company". AM Best. September 4, 2025. Retrieved August 5, 2026.
- ^ Singh, Manish (October 7, 2019). "Next Insurance raises $250M from Munich Re, becomes a unicorn". TechCrunch. Retrieved April 30, 2026.
{{cite news}}: CS1 maint: url-status (link) - ^ Rosenbaum, Eric (November 1, 2023). "Allstate, Allianz invest $265 million in Next Insurance in a big bet on insuretech". CNBC. Retrieved April 30, 2026.
{{cite web}}: CS1 maint: url-status (link) - ^ "Next Insurance Nails Down $250M Financing Round; $631M Pulled in to Date". Carrier Management. September 23, 2020. Retrieved July 31, 2026.
- ^ Lundstrom, Kathryn (June 3, 2020). "Who Needs a Creative Powerhouse? This Insurer Hired Its Own Out-of-Work Clients". Adweek. Retrieved July 31, 2026.
- ^ Shulman, Sophie (March 3, 2021). "Next Insurance to acquire AP Intego in a potential $500 million deal". CTech. Retrieved April 30, 2026.
{{cite news}}: CS1 maint: url-status (link) - ^ Blosfield, Elizabeth (July 20, 2022). "NEXT, Thimble Latest Insurtechs to Announce Layoffs This Year". Insurance Journal. Retrieved July 31, 2026.
- ^ Browne, Ryan (August 7, 2024). "The World's Top 150 Insurtech Companies: 2024". CNBC. Retrieved April 30, 2026.
{{cite web}}: CS1 maint: url-status (link) - ^ Levingston, Ivan; Müller, Florian (March 20, 2025). "Munich Re to buy Next Insurance to target "significant" opportunities". Financial Times. Retrieved April 30, 2026.
{{cite news}}: CS1 maint: url-status (link) - ^ Sims, Tom; Hübner, Alexander (March 20, 2025). "Germany's Munich Re to buy $2,6 billion Next Insurance". Reuters. Retrieved April 30, 2026.
{{cite news}}: CS1 maint: url-status (link) - ^ Araullo, Kenneth (January 16, 2026). "NEXT Insurance rebrands as ERGO NEXT following Munich Re acquisition". Insurance Business. Retrieved April 30, 2026.
{{cite news}}: CS1 maint: url-status (link) - ^ "Inter Miami CF Welcomes ERGO NEXT Insurance as Main Partner, Training Apparel Partner and Official Insurance Partner". Inter Miami CF. January 17, 2026. Retrieved April 30, 2026.
{{cite web}}: CS1 maint: url-status (link) - ^ Silverman, Alex (January 17, 2026). "German insurer Ergo Group plants its flag in U.S. with Inter Miami training kit sponsorship". Sports Business Journal. Retrieved April 30, 2026.
{{cite news}}: CS1 maint: url-status (link) - ^ "Ergo Next Insurance becomes multi-year partner of Inter Miami - company". Reuters. January 17, 2026. Retrieved April 30, 2026.
{{cite news}}: CS1 maint: url-status (link)
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