Draft:Credyt

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Draft:Credyt


Credyt
DevelopersRevenew Technologies, Inc.
Release2025; 1 year ago (2025)
Operating systemCloud-based (SaaS)
TypeReal-time monetization infrastructure, Financial technology
LicenseProprietary
Websitecredyt.ai

Credyt is real-time monetisation infrastructure for artificial intelligence products, developed by Revenew Technologies, Inc. and based in San Francisco, California.[1] The platform handles usage-based billing, customer wallets, credit grants, and cost visibility for companies that bill for AI workloads such as tokens, API calls, or compute time.[2] Credyt launched publicly in January 2025 on Product Hunt.[3]

Overview

Credyt processes usage events in real time rather than aggregating them for end-of-cycle invoicing.[2] The platform supports five pricing models: usage-based billing, fixed subscriptions, hybrid models that combine subscriptions with usage overages, prepaid credit or token wallets, and seat-based plans. Pricing is configured through a dashboard or AI tools and can be changed without a code deployment.[4]

The company organises Credyt's functionality around three categories it calls "observe, control, and monetise".[2] Cost visibility tools track spend per customer, per model, and per API call as usage occurs. Spend controls enforce balance limits and authorize usage before costs are incurred. Billing tools handle pricing configuration, customer wallets, and a customer-facing billing portal.[5]

Architecture

Credyt uses a wallet-native architecture in which customer wallets are first-class primitives rather than extensions of an invoicing system.[5] Each wallet contains one or more credit grants. A grant carries a defined purpose (such as an entitlement, promotion, or prepaid value), a value, a unit of measurement, and a lifecycle state (active, depleted, or expired). Usage draws down from grants in a defined order. That order determines how revenue is recognised and how costs are attributed.[5]

When a billable event occurs, Credyt records the usage and debits the wallet balance immediately.[5] It is the platform's responsibility to check available balance before authorising the action. The company describes this as "real-time billing" in contrast to what it calls "post-usage invoicing", where usage accumulates during a billing period and charges are collected at cycle end.[2]

Credyt exposes a REST API and MCP server for direct integration to AI tools.[5] It integrates with Stripe for payment processing and supports connections to external payment service providers. The platform extends existing billing and payment infrastructure rather than replacing it.[2]

Features

Credyt's capabilities span billing, wallets, spend control, cost visibility, and the customer experience:[5]

  • Real-time billing processes usage events and updates wallet balances as they occur, across usage-based, subscription, hybrid, credit, and seat-based pricing models.
  • Customer wallets hold balances in one or more currencies or custom units (such as tokens, credits, or GPU hours), with support for overdrafts and reserves.
  • Usage authorization checks available balance and authorises each transaction before the associated action proceeds, preventing negative balances and unrecoverable costs.
  • Credit grants and entitlements allocate value within wallets with a defined purpose, lifecycle, and draw-down order.
  • Custom assets allow teams to define product-native billing units that decouple customer-facing pricing from underlying infrastructure costs. Examples include credits, tokens, coins, or GPU hours.
  • Profitability analytics correlate revenue events and cost events at the customer level to calculate gross margin in real time.
  • Billing portal provides a white-label, customer-facing interface with live balances, usage history, self-service top-up controls, and configurable auto top-up thresholds.
  • Webhook support delivers real-time event notifications for billing, balance, and alert events.

Company

Revenew Technologies, Inc. was founded in 2023 by Ben Foster and Nicholas Thomson. Foster previously served as SVP Engineering at Checkout.com and VP Engineering at TrueLayer. Thomson held product leadership roles at Checkout.com, Visa and Banked.[3] The company emerged from stealth in August 2024 with $4.55 million in seed funding led by Fika Ventures, with participation from Dash Fund and TTV Capital.[6][7]

Credyt launched publicly in January 2025 on Product Hunt.[3] Revenew Technologies also operates Revenew, a payment operations and revenue intelligence platform for digital platforms and marketplaces.[6]

Market context

Credyt operates in the billing infrastructure category alongside platforms including Stripe Billing, Metronome (acquired by Stripe in 2024), Orb, Lago, m3ter, and Flexprice.[citation needed] Credyt differentiates on real-time usage authorisation and wallet-native architecture, compared to invoice-based platforms that meter usage and bill at cycle end.[2]

See also

References

  1. ^ "Privacy Policy". Revenew Technologies, Inc. (doing business as Credyt). Retrieved 2026-04-07.
  2. ^ a b c d e f "Real-time billing built for AI". Credyt. Retrieved 2026-04-07.
  3. ^ a b c "Credyt – Product Hunt". Product Hunt. 2025-01-23. Retrieved 2026-04-07.
  4. ^ [FAQ on credyt.ai: "What pricing models does Credyt support?"]
  5. ^ a b c d e f "Credyt Documentation". Credyt. Retrieved 2026-04-07.
  6. ^ a b "Revenew Raises $4.55 Million, Launches Solution for Platforms and Marketplaces". PYMNTS.com. 2024-08-23. Retrieved 2026-04-07.
  7. ^ "Revenew emerges from stealth with $4.55 million funding". Finextra. 2024-08-22. Retrieved 2026-04-07.


Category:Financial software companies Category:Cloud applications Category:Software companies based in San Francisco Category:Billing software Category:Financial technology companies Category:Companies established in 2023

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