Beginning in 1991, he served during nine years[4] in several positions as well as an Assistant General Manager at Esbank.[2] According to his LinkedIn page, from 2003 onwards Kavcıoğlu served as a regional coordinator for two years[5] and a deputy general manager for Halkbank for ten years.[4] On 20 March 2021, Kavcıoğlu replaced Naci Ağbal as the Chief of the Turkish Central Bank the day after a raise of the interest rate to 19%.[6] Since, Kavcıoğlu supported Erdoğans desires for lower interest rates and cut them from 19%[7] to 15%. The lower interest of 15%, was met with a fall of the Turkish Lira (₺)[8][9] to a temporary all-time low of 13.49 ₺ per Dollar.[10] By March 2023, the interest rate was cut to 8.5%.[11] Since the re-election Erdoğan in May 2023 and the appointment of Mehmet Simsek as the new Minister of Finance, the media considered he would be replaced by Hafize Gaye Erkan, a former banker at Goldman Sachs.[12] On 8 June 2023, he was formally replaced by Erkan by a presidential decree by Erdoğan[13] and now serves as the director of the Banking Regulation and Supervision Agency (BDDK).[14]
He was accused of having performed plagiarism in the thesis he presented to the Marmara University, as passages in his thesis and the annual report of the Turkish Central Bank are exactly the same.[3][16][17]
Publications
He is the author of several papers[18][19][20] and two books.[21]
Personal life
Kavcıoğlu is married and has three children[2] and is a Congress Member of Galatasaray Sports Club and also the Dokuz Eylül University Alumni Association.[21]