Smith was born in Cannock, Staffordshire.[1] He played non-league football for a string of clubs in that area, worked in the building trade and in social work, and was studying at the University of Greenwich when Brighton & Hove Albion offered him professional terms in 1994.[2] He stayed with the club for five years and made 140 league appearances before spending several years back in non-league in the London area.[1][3]
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