The lake can be generally characterised as having a fairly irregular shape, dominated by three deeply indented main bays and having numerous smaller or tertiary bays. Named bays are Brooks Bay at the northwest, Callahan Bay at the middle east, Long Bay at the south, McCoy Bay at the southeast, Rathbun Bay at the middle east, Redmond Bay at the north, and Sharpe Bay (the largest) at the west.[2][3]
The primary inflows are Apsley Creek at the northwest and Redmond Creek (at Redmond Bay) at the north, and the primary outflow is Jack Creek leaving over a small dam at the south. Jack Creek flows to Stony Lake, Clear Lake, the Otonabee River, Rice Lake and the Trent River to Lake Ontario.[2][3] The dam at the outflow to Jack Creek controls water released into the Trent-Severn Waterway to maintain a guaranteed minimum depth on that waterway.[6][8] The average water level at the dam varies between a minimum of 1.2 metres (3 ft 11 in) in January and a maximum of 1.9 metres (6 ft 3 in) in May.[9]
Jack Lake is at an elevation of 280 metres (920 ft).[10]
The lake served as a field research centre, water quality monitoring site and testing or analysis base for Environment Canada's National Water Research Institute (NWRI) through into the 1990s. Specific and longitudinal research work has been supported by a variety of academic centres and universities over the past few decades.[when?] Work done during this period has helped to improve understanding of how freshwater environments are impacted upon by development, recreation and wider changes within the natural environment.
Jack Lake was originally home to bass and trout. As the lake developed as a tourist attraction in its own right, and as a feeder lake within the wider catchment that supports the Trent-Severn Waterway, fish species such as muskellunge, walleye, rock bass, and perch were also introduced from approximately the 1920s. More recently, Black Crappie have been introduced and are a primary target for summer and winter fisherman. Ongoing provincial and federally supported environmental stewardship and related work experience initiatives occur on the lake from year to year.
Recreation
There is a resort on the north-western shore of the lake.